Protecting Your Ministry
The Gearhart Church Insurance Group is committed to meeting the insurance needs of the Heartland's Churches and Related Ministries. We are uniquely qualified to offer risk management advice and provide insurance products to meet your needs.
We will perform an insurance survey to determine the estimated replacement costs of the buildings and advise you about conducting an inventory of your personal property.
We will inquire about your current church activities; those provided for the church for spiritual growth and fellowship as well as those created as outreach to the community. This information will be used to suggest proper liability coverage items and limits for your insurance program.
We will inquire about the ways in which church owned and non-owned vehicles vehicles are utilized in your ministry. Close attention should be paid to procedures and auto policy liability limits when vehicles are used extensively for outreach programs.
We will ask about the various children ministries your church has implemented. After years of training and experience insuring such ministries, we can help you put programs and procedures in place that are designed to protect the children of your church from sexual abuse.
We can advise you on the various financial procedures that could minimize the opportunity for employee dishonesty.
We will review your Workers Compensation policy and provide the Employer Liability limits that you choose. We will also ascertain whether it reflects accurate job classification codes and remuneration figures of those in your employ.
We have many Christian schools and Daycares as clients. We can assess your risk based on attendance, activities, and size of staff to provide coverage to protect this vital ministry.
If your church is sponsoring a mission trip, we will advise you about the coverage contained in your policy and help protect your team on a short-term mission trip.
What Our Customers Say
We highly recommend Gearhart for your church’s Insurance needs. They are quick to respond to our needs, very thorough and go above and beyond to satisfy us! The ladies in the office are very knowledgeable, kind and willing to go the extra mile to meet our needs.
We are truly blessed to have the Gearhart Group taking care of our insurance needs. Not only are they efficient and capable in every way, their kindness, caring and love for Christ shines through in every interaction we have with them.
We experienced a strong storm in August 2019 and the church sustained some major damage as a consequence. I contacted our Gearhart Church Insurance Group concerning our policy and what steps needed to be taken. They explained our coverages and started the claims process immediately. Brotherhood Mutual was amazing to work with from start to finish. They were very understanding and dedicated to our satisfaction as the policy owner. Even though it took longer than anticipated to complete the scope of work, they were extremely patient and we communicated often about the progress of the project. I have always been told that the true character of an insurance company is tested and proven during the claims process. Gearhart Church Insurance Group and Brotherhood Mutual have earned my utmost respect for their commitment to customer satisfaction and service.