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Gearhart Church Insurance Group in Carbondale Illinois


When it comes to insurance, a grocery store, a golf course, a hospital, and a church all have a few things in common. They may all have buildings, entity owned personal property, and the liability exposure of bodily injury to the people that frequent their facilities, but that’s where the similarities end. Each area of your ministry must be protected. Because of our specialization we can provide the unique policies required to make certain that your church is properly protected.

  • Commercial Property & Liability Insurance
  • Workers Compensation/Employers Liability Insurance
  • Commercial Auto Insurance
  • Student Accident Insurance


Because of our many years of experience in the church insurance field, we know that a church has insurance coverage needs for the perils that could cause damage and loss to your property as well as the many various liability exposures that are inherent in your church activities and outreach. Every church has different needs. Christian schools and daycares, food, clothing, and feeding ministries, youth ministries, radio and television outreach, or being located where mine subsidence or earthquake is an issue all require specialized insurance coverage. We endeavor to protect our clients by providing insurance policies which include unique coverage items that are designed to minimize their risk of financial loss.

Mine Subsidence
Inland Marine
Defense Costs Reimbursement
Money & Securities
Employee Dishonesty
Systems/Equipment Breakdown
Excess Umbrella Liability
Pastoral Counseling Liability
Sexual Abuse Liability
Directors & Officers Liability
Hired/Non-Owned Auto Liability
Emotional Injury Liability
Discrimination Acts Liability
Personal/Advertising Injury
Teachers Liability
Security Team LIability


Church vechial insurance, church van insurance, church bus insurance,

Church insurance bible

photo of church congregation

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